eBates.comIf you do any amount of shopping online, then you should really be a member of Ebates. This awesome, free program gives you up to 25 percent cash back when you make a purchase at more than 1,200 online retailers. When you shop at Barnes & Noble online, for example, you’ll get 6 percent back. If you shop at Target.com, you get 3 percent back. It’s not limited to things you order, either; travel services like Hotwire and Budget Rent-A-Car also participate. I see some of my favorite stores on the list, like JCPenney, Ann Taylor, Gap and Harry and David.

Get started on your Ebates membership now. All you do is visit their website when you want to make an online purchase, locate your desired retailer, and click Ebates’ link to that retailer. Cash back is sent once every 3 months to you, in the form of Paypal or a regular check. You can also have the check sent to your favorite charity or someone else, if you wish.

Plus, when you join, you’ll get a gift card bonus of up to $10 from Home Depot, Magazines.com or a few other stores. Free money!